My Approach
As your Financial Planner and Investment Advisor, my role is, first and foremost, to provide you with sound, independent financial advice.
I will look at all facets of your financial life from insurance needs, to tax and debt management to saving and investing. This is so we can optimize all of your finances in alignment with your goals and values to create one congruent plan – your blue print for financial success.
You may consult me as a financial planner on a fee only basis. Or, if you have investable assets of $100,000 or more and want to establish an ongoing relationship with an advisor…
Here’s what I can offer you :
1) Right from the start, we begin to create your personal financial plan, a process which continues to evolve with your changing needs. We start with a full assessment of your current financial situation and the goals you want to achieve. Our aim is to plan out strategies to take you where you want to go – in the immediate as well as the long term. To be truly effective, your plan needs to:
• Make the most of what you have.
• Help you understand and manage risk.
• Take advantage of opportunities.
2) As part of the overall financial plan, I will design and manage an investment strategy that reflects both your goals as well as the level of risk with which you are comfortable. Here too your personal values are key. That is why I also specialize in socially responsible investing (SRI).
I am able to provide you with a complete array of investment products (both SRI and traditional) including but not limited to: stocks and bonds, mutual funds, exchange-traded funds and private investment programs for higher net worth individuals. My approach involves what I call my 3D formula:
• Due-diligence
• Diversification
• Discipline
3) On a monthly basis, you will receive consolidated statements of your investment accounts by mail and/or online. I will also provide you with performance reports so you can track the progress of your investments. You choose how often you wish to get these reports, on a quarterly, semi-annual, or annual basis.
4) We will meet regularly, at least once a year, to review your plan and investment strategy. This is very important as nothing in life is static, least of all your finances! Between meetings, I will be in touch with regular newsletters and other similar communications, to keep you informed and up-to-date on matters of concern to you and your finances.
5) You can reach me by telephone, fax or e-mail to answer all your questions, as they arise, and carry out transactions rapidly. Whenever there is an important change in your financial life that you are contemplating, do not hesitate to contact me so we can discuss.
My commitment to transparency and independence:
As your Financial Planner and Investment Advisor, I have no monetary interest in recommending one financial product over another, nor am I bound to any specific provider of financial products and services.
My responsibility is to ensure my recommendations are suitable for your specific investment objectives, your financial position and the level of risk you are comfortable assuming. This is the case regardless of the nature or source of compensation that I may receive.
My time is compensated either on a fee only basis or, with a combination of fees and commissions. As the client, you choose the type of compensation with which you are most comfortable. This way you can feel entirely confident that my recommendations are based solely on the goals that are important to you.
For more information on my professional licenses and compensation, please consult this information letter:
